When you’re hit by a negligent driver in Seattle who doesn’t have enough insurance to cover your damages, you need a legal advocate who understands the nuances of underinsured motorist law in Washington State. At Multani Law Group, we specialize in handling underinsured motorist accident cases and have over 30 years of combined experience navigating Washington law. Our personal injury lawyers are dedicated to ensuring our Seattle clients receive the fair compensation they deserve for their medical expenses, property damage, pain and suffering, and lost income.
Located in Kent and serving clients across King County, including Seattle, Tacoma, and beyond, we provide personalized and aggressive representation. If your own insurance company refuses to pay, or the at-fault driver’s insurance can’t cover your costs, Multani Law Group is ready to stand by your side.
Why Choose Multani Law Group To Be Your Underinsured Motorist Accident Lawyer in Seattle?
- Boutique Law Firm With Individualized Attention At Multani Law Group, we offer a personalized, boutique-style experience where each case is handled with care, detail, and compassion. You won’t be passed from one attorney to another — we ensure consistent communication and direct access to your legal team.
- Decades of Combined Experience in Personal Injury Law With more than 30 years of combined legal experience, our attorneys have handled a wide range of injury cases involving underinsured motorists and have secured favorable results for countless clients across Washington.
- Client-First Approach: No Win, No Fee We operate on a contingency fee basis, which means you don’t pay unless we recover compensation for you. This reflects our unwavering commitment to client success and access to justice for all, regardless of financial ability.
- Deep Knowledge of Seattle’s Legal Landscape and Traffic Laws Our attorneys understand the specific challenges Seattle drivers face — from navigating busy interchanges on I-5 to dealing with complex traffic patterns downtown. We use this insight to build strong cases that reflect local realities.
- Negotiation Experience with Major Insurance Companies and Adjusters Our legal team is skilled at negotiating with national insurers and local adjusters. We know the tactics insurance companies use to minimize payouts, and we’re prepared to push back with evidence, strategy, and confidence.
We don’t treat you like a number. At Multani Law Group, you’re a priority.
Underinsured Motorist Accident Statistics in Seattle
According to the Insurance Information Institute, approximately 16.5% of drivers in Washington State were uninsured in 2022. While specific data for Seattle is not detailed, the city’s dense traffic conditions and high population density may contribute to increased risks associated with uninsured motorists.
Our Seattle Practice Areas
Types of Underinsured Motorist Accidents
- Rear-end collisions
- Sideswipe and T-bone accidents
- Pedestrian and cyclist accidents
- Hit-and-run incidents
- Multi-vehicle pileups
Causes of Underinsured Motorist Accidents
- Distracted driving (e.g., texting while driving)
- Drowsy or fatigued driving
- Speeding in congested areas like I-5 and Aurora Avenue
- Drunk or impaired driving
- Failure to yield or obey traffic signals
What To Do After an Underinsured Motorist Accident
- Seek medical attention immediately
- Call the police and get a police report
- Gather evidence, including photos and text messages from the other party
- Notify your own insurance company
- Contact a Seattle personal injury lawyer specializing in underinsured motorist coverage
Our Seattle car accident attorneys will assist you in filing insurance claims, interpreting your insurance policy, and determining the liability coverage limits of the at-fault party.
Our Seattle Service Area
Multani Law Group proudly serves accident victims in Seattle including nearby cities:
Our local presence allows us to navigate Seattle’s municipal court systems, understand local traffic conditions, and build a strong case based on Washington state laws and Seattle-specific dynamics.
Meet Seattle Underinsured Motorist Accident Lawyer Jashan Multani
Jashan Multani, Associate Partner at Multani Law Group, brings passion, precision, and persistence to every case he handles. Raised in Kent, Jashan understands the communities he serves—including Seattle’s diverse neighborhoods.
He holds a Bachelor’s in Political Science from the University of Washington and a Juris Doctor from Santa Clara University School of Law. Known for his compassionate approach and problem-solving mindset, Jashan has become a trusted personal injury attorney for clients facing serious injuries, wrongful death claims, and complex uninsured motorist claims.
Step-by-Step Legal Process for an Underinsured Motorist Accident Case in Seattle
- Free Consultation: Discuss your case with our Seattle team.
- Review of Insurance Policies: Analyze your UIM coverage and the at-fault driver’s insurance limits.
- Investigation: Collect evidence, medical records, and police reports.
- Filing the Personal Injury Claim: Submit claims to your own insurance company and third parties.
- Negotiation with Insurance Adjusters: Demand fair compensation for medical bills, lost wages, and more.
- Litigation (If Necessary): File a lawsuit in Seattle’s courts if your insurer acts in bad faith.
- Settlement or Trial: We aim for maximum compensation through negotiation or in court.
Client Testimonials
“After my accident with an underinsured driver near Rainier Avenue, I didn’t know what to do. Multani Law Group helped me recover damages even when my own insurer pushed back. Highly recommended!” – Rachel S., Seattle, WA
“Jashan Multani walked me through the entire claims process and made me feel empowered to fight for my rights. If you’re in a car crash in Seattle, call this firm.” – Michael T., Ballard
FAQs
What is Underinsured Motorist Coverage?
UIM coverage protects you when the at-fault driver doesn’t have enough liability insurance to cover your damages.
Do I need a lawyer if I have UIM insurance?
Yes. Insurance companies may still deny or underpay your claim. A Seattle personal injury lawyer ensures you get what you’re entitled to.
What’s the time limit to file a claim in Seattle?
You generally have 3 years from the date of the auto accident to file a claim, under Washington law.
Is it worth filing if the other driver had some insurance?
Absolutely. If your damages exceed their policy limits, your own insurance company may be liable under your UIM policy.
What if it was a hit-and-run?
UIM policies often include protection for hit-and-run accidents. Legal support is crucial in such cases.
Contact a Seattle Underinsured Motorist Accident Lawyer Today
If you or a loved one has been injured by an underinsured driver in Seattle, don’t navigate the legal process alone. Let Multani Law Group help you secure the compensation you’re owed.
We offer free consultations and work on a contingency fee basis—you don’t pay unless we win.