If you’ve been in a car accident in Seattle and discovered the at-fault driver was uninsured or underinsured, you’re not alone—and you’re not without options. At Multani Law Group, we’ve helped countless Seattle residents navigate the challenges of uninsured motorist accident claims with skill, clarity, and compassion.
Based in Kent and serving communities throughout Washington State, our personal injury attorneys bring over 30 years of combined legal experience to every case. Whether you’re dealing with mounting medical bills, vehicle property damage, or lost income, we fight to ensure you receive the fair compensation you deserve through your own insurance company or alternative legal channels.
Why Choose Multani Law Group To Be Your Uninsured Motorist Accident Lawyer in Seattle?
At Multani Law Group, we understand the frustration and financial stress that follows a car crash—especially when the at-fault driver lacks adequate liability insurance. That’s why our Seattle personal injury lawyers offer:
- Strategic experience with Uninsured Motorist and Underinsured Motorist (UM/UIM) claims.
- A client-centered approach—you’re never just a case number.
- Free consultations and contingency fee representation—you pay nothing unless we win.
- Deep local knowledge of Seattle’s legal landscape and traffic patterns.
- A history of securing favorable settlements and verdicts for accident victims.
Uninsured Motorist Accident Statistics in Seattle
According to the Insurance Research Council, approximately 14.0% of drivers nationwide were uninsured in 2022. In Washington State, this figure was higher, at 16.5%, placing it among the top states for uninsured motorists. Additionally, a 2023 IRC study revealed that 33.4% of U.S. drivers were either uninsured or underinsured, underscoring the importance of adequate insurance coverage.
In high-traffic areas of Seattle, such as I-5, Aurora Avenue, and Rainier Avenue, the risk of motor vehicle accidents is elevated due to congestion and dense traffic flow. While specific data on the proportion of accidents involving underinsured or uninsured motorists in these areas is not publicly available, the overall high rate of uninsured drivers in the state suggests a significant risk.
Navigating the complexities of insurance claims, policy limits, and legal options in such scenarios is crucial. Our team is dedicated to providing the necessary support and expertise to ensure that accident victims receive the compensation they deserve.
Our Seattle Practice Areas
We focus on every aspect of Uninsured Motorist Accident Law, tailored to the unique needs of Seattle residents:
Types of Uninsured Motorist Accidents We Handle:
- Hit-and-run accidents
- Collisions with uninsured drivers
- Accidents involving underinsured drivers
- Crashes involving rideshare drivers without sufficient insurance coverage
- Pedestrian or cyclist collisions involving uninsured motorists
Common Causes of These Accidents:
- Distracted or reckless driving
- DUI and impaired driving
- Speeding in high-traffic areas like Capitol Hill, Belltown, or Downtown Seattle
- Weather-related crashes without proper insurance follow-up
- Drivers using fake or expired auto insurance
What To Do After an Uninsured Motorist Accident in Seattle:
- Call 911 and get a police report.
- Gather witness contact information and take photos/videos of the scene.
- Seek medical attention even if symptoms seem minor.
- Contact your own insurance company—do not admit fault.
- Consult with a Seattle uninsured motorist accident attorney to protect your rights.
Our firm will assist you in understanding your UM/UIM coverage, filing your uninsured motorist claim, negotiating with your insurance company, and even pursuing the at-fault driver’s insurance if applicable.
Our Seattle Service Area
From Northgate to Rainier Beach, and from Ballard to West Seattle, we serve clients across all Seattle, including nearby cities:
We also work with clients in nearby areas ensuring they receive experienced representation for their personal injury claims stemming from uninsured motorist accidents.
Meet Seattle Uninsured Motorist Accident Lawyer Jashan Multani
Jashan Multani, Associate Partner at Multani Law Group, brings passion, dedication, and sharp legal insight to every Seattle auto accident case he handles.
Born and raised in Kent, WA, Jashan has a lifelong commitment to serving his community. With a Political Science degree from the University of Washington and a Juris Doctor from Santa Clara University School of Law, he combines academic rigor with practical experience.
Known for his empathy and client-first approach, Jashan works tirelessly to hold insurance companies accountable, recover medical expenses, and ease the legal burden for injury victims in Seattle and beyond.
Step-by-Step Legal Process for a Uninsured Motorist Accident Case in Seattle
- Free Consultation
Discuss your case details with our experienced car accident attorneys. - Review of Insurance Policy & Coverage
We examine your auto insurance, uninsured motorist coverage, and any applicable personal injury protection (PIP). - Investigation & Evidence Collection
We gather police reports, medical records, text messages, and any surveillance footage or witness statements. - Filing the Claim
We handle your insurance claims—whether with your insurer or through litigation against the at-fault driver. - Negotiation & Settlement
We fight for maximum compensation—including pain and suffering, lost wages, and future medical costs. - Trial (If Needed)
If the insurer refuses a fair offer, we are fully prepared to take your case to court.
Client Testimonials
“I was hit by an uninsured driver in North Seattle and had no idea what to do. Jashan Multani walked me through the process, helped with my UIM claim, and got me a settlement that covered my medical bills and then some. Highly recommend!” – M.T., Seattle
“Professional, responsive, and truly cares. The team at Multani Law Group helped me after a hit-and-run crash in Capitol Hill. I didn’t even know I could file a claim through my own insurance!” – S.A., Seattle
FAQs
What is uninsured motorist coverage?
Uninsured motorist (UM) coverage helps pay for injuries, lost income, and medical bills if the at-fault driver lacks liability insurance.
What about underinsured drivers?
Underinsured motorist (UIM) coverage kicks in when the at-fault driver’s insurance is not enough to cover your serious injuries or property damage.
Can I still get compensation if I was partially at fault?
Yes. Washington follows a comparative negligence rule, which means you can recover damages even if you were partially responsible.
Will filing a UM claim increase my insurance premiums?
In many cases, no. Since you’re not at fault, Washington State law protects you from premium increases for exercising your policy rights.
Contact a Seattle Uninsured Motorist Accident Lawyer Today
If you’ve been hit by an uninsured or underinsured driver in Seattle, don’t wait. The sooner you act, the more we can do to preserve evidence, protect your claim, and fight for the fair compensation you deserve.